Our content is built on reliable information from government agencies, regulators, and financial institutions. Below are trusted references for credit and finance topics.
1. Credit Bureaus
2. U.S. Federal Regulators
- Consumer Financial Protection Bureau (CFPB)
- Federal Trade Commission (FTC)
- Federal Reserve
- Office of the Comptroller of the Currency (OCC)
3. Key Legislation
- Fair Credit Reporting Act (FCRA)
- Fair Debt Collection Practices Act (FDCPA)
- Equal Credit Opportunity Act (ECOA)
4. Educational and Industry Sources
- AnnualCreditReport.com – Free credit report access.
- myFICO – Information about FICO scores.
- American Bankers Association (ABA)
5. Why We Cite Authoritative Sources
- To provide accurate and legally sound information.
- To help consumers make informed financial decisions.
- To ensure compliance with federal and state regulations.